Kinvoy
Kinvoy — hands holding a home, surrounded by botanical leaves and documents
User Guide  ·  Version 1.0
Your guide through
what comes next.

Kinvoy is here to help you manage the practical responsibilities that follow the loss of someone you love — gently, clearly, and at your own pace.

There is no rush. You do not need to do everything at once.

AudienceNext of kin & estate administrators
JurisdictionEngland & Wales
Supporthello@kinvoy.co.uk
Websitekinvoy.co.uk
Contents

What's in this guide

This guide walks you through every feature of Kinvoy, from creating your first estate to closing the administration. Read it in order, or jump to the section you need right now.

"Losing someone is one of life's most difficult experiences. The administrative responsibilities that follow can feel overwhelming. Kinvoy exists to carry some of that weight — so you can focus on what matters most."
01

Getting Started

Creating your account and setting up your first estate

02

Your Estate Dashboard

Understanding the overview and navigating the portal

03

Responsibilities

The three phases: Immediate, Administration, Distribution

04

Document Vault

Uploading, organising, and sharing important documents

05

IHT Calculator

Estimating inheritance tax with the built-in calculator

06

Collaborators

Inviting family members, solicitors, and advisers

07

Estate Accounting

Logging expenses, payments, and financial records

08

Complex Matters

Probate, IHT returns, and trusts — step-by-step

09

Tips & Best Practice

Expert guidance to help you stay organised

10

Frequently Asked Questions

Answers to the questions we hear most often

47+
responsibilities
covered
3
phases of
administration
256
-bit encrypted
document vault
7
day free
trial
Section 01

Getting Started

Creating your account, choosing a subscription, and setting up your first estate.

Starting is often the hardest part. This section takes you through the first few steps — it should take no more than five minutes, and you can pause at any point.

Creating your account

Visit kinvoy.co.uk and click Start Free Trial. You will be guided through a short sign-up process using your email address. No payment details are required during the 7-day trial period.

1

Visit kinvoy.co.uk

Click "Start Free Trial" on the homepage. Enter your name and email address to create your account.

2

Verify your email

Check your inbox for a welcome email from Kinvoy. Click the link inside to confirm your address and activate your account.

3

Choose your plan

Select the plan that suits your situation. The 7-day free trial gives you full access to all features — no commitment required.

4

Create your first estate

Enter the name of the person who has passed away. This creates your estate workspace where all records will be kept.

Helpful tip

You can create more than one estate if you are administering multiple estates simultaneously. Each estate is kept entirely separate with its own documents, tasks, and records.

Subscription plans

Kinvoy offers three plans to suit different situations. All plans include the full feature set — the difference is the level of support and the number of collaborators you can invite.

  • Essential — Solo administration, all core features, 5GB document storage
  • Family — Up to 5 collaborators, priority support, 20GB storage
  • Professional — Unlimited collaborators, dedicated support, unlimited storage
Free trial

Your 7-day trial includes all Professional features. No credit card is required to start. You will be reminded before the trial ends.

A gentle path forward — your estate dashboard overview
Section 02

Your Estate Dashboard

Understanding the overview panel and navigating between sections of the portal.

When you log in, you will arrive at your Estate Dashboard — a single overview of everything related to the estate. It is designed to give you a clear picture of where things stand without overwhelming you with detail.

A

Estate Summary

The top of the dashboard shows the estate name, the date of death, and a progress indicator showing how many responsibilities have been completed across all three phases.

B

Upcoming Tasks

A prioritised list of the next actions that need your attention, sorted by urgency. Time-sensitive items — such as registering the death or notifying HMRC — appear at the top.

C

Recent Activity

A log of recent changes made to the estate — useful when multiple collaborators are involved, so everyone can see what has been done and by whom.

D

Quick Access

Shortcut buttons to the most-used sections: Responsibilities, Document Vault, IHT Calculator, and Estate Accounting.

E

Navigation Menu

The left-hand sidebar gives you access to every section of the portal at any time. Click the Kinvoy logo to return to the dashboard from anywhere.

Helpful tip

You can switch between multiple estates using the estate selector at the top of the sidebar. Each estate is completely separate — documents, tasks, and records do not cross over.

Saving your work

Kinvoy saves your work automatically as you go. You do not need to click a save button. If you close your browser mid-task, everything will be exactly as you left it when you return.

Section 03

Responsibilities

The three phases of estate administration and how to manage each task.

Estate administration is a long process — it often takes 6 to 18 months to complete. Kinvoy breaks it into three manageable phases so you always know what to focus on right now.
Phase 1 · Weeks 1–4

Immediate

  • Register the death
  • Obtain death certificates
  • Notify immediate family
  • Arrange the funeral
  • Secure the property
  • Locate the Will
  • Notify the GP & DVLA
  • Cancel direct debits
Phase 2 · Months 1–12

Administration

  • Apply for probate
  • Value the estate
  • Notify HMRC
  • Complete IHT return
  • Collect assets
  • Pay outstanding debts
  • Manage property sale
  • Close bank accounts
Phase 3 · Final stage

Distribution

  • Prepare estate accounts
  • Obtain beneficiary sign-off
  • Distribute cash legacies
  • Transfer property
  • Transfer investments
  • File final tax return
  • Close the estate
  • Retain records

Managing tasks in Kinvoy

Each responsibility in Kinvoy is presented as a task card with a plain-English description, a suggested timeframe, and links to any relevant guidance or documents. Tasks move through four statuses:

Not started In progress Waiting for information Completed

To update a task, click on it to open the detail panel. You can add notes, attach documents, set a reminder date, and mark it complete. Every change is logged with a timestamp.

Time-sensitive tasks

Some responsibilities have legal deadlines — for example, the IHT return must be submitted within 12 months of the date of death, and probate must be applied for before assets can be distributed. Kinvoy flags these tasks in amber so they are easy to spot.

A secure envelope with documents and botanical leaves
Section 04

Document Vault

Securely storing, organising, and sharing the documents you need throughout administration.

The Document Vault is your secure, central store for every important document related to the estate. All files are encrypted at rest and in transit. You can upload, organise, search, and share documents with collaborators directly from within Kinvoy.

Uploading documents

1

Navigate to Document Vault

Click "Documents" in the left-hand navigation menu, or use the quick-access button on your dashboard.

2

Click "Upload Document"

Drag and drop files into the upload area, or click to browse your device. Supported formats: PDF, JPG, PNG, DOCX, XLSX.

3

Choose a category

Select the document type from the list. This helps keep everything organised and makes documents easy to find later.

4

Add a description (optional)

A short note about the document — for example, "Bank statement Jan–Mar 2024" — makes searching much easier later.

Document categories

Death Certificate Will & Probate Bank Statements Property Deeds Insurance Policies Tax Documents Pension Records Investment Statements Correspondence Funeral Documents Other
Sharing documents

To share a document with a collaborator, open it and click "Share". You can choose which collaborators can view it. Documents are never shared outside your estate without your explicit permission.

How many copies?

You will typically need 10–15 certified copies of the death certificate. Kinvoy's task guidance tells you exactly how many to order and where to send them.

Scales of justice with botanical leaves and a quill
Section 05

IHT Calculator

Estimating the estate's inheritance tax liability using the built-in calculator.

Inheritance tax can feel complicated. Kinvoy's calculator is not a substitute for professional advice, but it gives you a clear starting estimate so you know what to expect.

The IHT Calculator helps you estimate whether the estate is likely to be subject to inheritance tax, and if so, roughly how much. It takes into account the main allowances available under current UK law.

What the calculator covers

£

Nil Rate Band (NRB)

The standard £325,000 threshold below which no IHT is payable. Unused NRB from a deceased spouse can be transferred.

🏠

Residence NRB (RNRB)

An additional £175,000 allowance when a family home passes to direct descendants. Subject to tapering for larger estates.

💍

Spouse Exemption

Assets passing to a surviving spouse or civil partner are generally exempt from IHT, regardless of value.

🎁

7-Year Gifts

Gifts made within 7 years of death may be included in the estate value. The calculator helps you account for these.

Using the calculator

Navigate to IHT Calculator in the sidebar. Work through each section in order — the calculator will guide you through entering asset values, liabilities, and available allowances. The estimated liability updates in real time as you enter figures.

Important note

The Kinvoy IHT Calculator provides an estimate only. For estates that are likely to be subject to IHT, you should seek advice from a qualified solicitor or tax adviser before submitting the IHT400 return to HMRC. Kinvoy's guidance includes a checklist of when professional advice is strongly recommended.

Once complete, you can save your calculation and export it as a PDF to share with your solicitor or accountant. The calculation is also linked to the relevant tasks in your Responsibilities section.

Three figures together looking at a horizon
Section 06

Collaborators

Inviting family members, solicitors, and professional advisers to work with you.

You do not have to manage this alone. Kinvoy makes it easy to share the load with other family members, or to give your solicitor the access they need to help you.

Collaborators are people you invite to access the estate in Kinvoy. Each collaborator has a defined role that controls what they can see and do. You remain in full control at all times.

Collaborator roles

  • Administrator — Full access. Can edit tasks, upload documents, and manage the estate. Suitable for co-executors.
  • Contributor — Can view and update tasks, and upload documents. Cannot change settings or invite others.
  • Viewer — Read-only access. Can see tasks and documents but cannot make changes. Suitable for beneficiaries.
  • Professional — Restricted access for solicitors or accountants. Can only see sections you explicitly share with them.
Changing roles

You can change a collaborator's role or remove their access at any time from the Collaborators section. Changes take effect immediately.

Solicitor access

When inviting a solicitor, use the Professional role and select only the sections they need. This keeps sensitive financial information private.

How to invite a collaborator

1

Go to Collaborators

Click "Collaborators" in the left-hand navigation menu.

2

Click "Invite Collaborator"

Enter the person's email address and select their role from the dropdown.

3

Send the invitation

Kinvoy sends them a secure invitation email. They will need to create a free Kinvoy account (or log in if they already have one) to accept.

4

They accept and join

Once accepted, they appear in your Collaborators list. You will see their activity in the Recent Activity log on your dashboard.

A candle, open book, and botanical leaves — wisdom and quiet reflection
Section 07

Estate Accounting

Logging expenses, payments, and financial records throughout the administration.

The Estate Accounting section is your financial record for the administration. It helps you track every penny that comes in and goes out — from funeral costs to legal fees to distributions to beneficiaries. These records form the basis of the formal estate accounts you will need to produce at the end of the administration.

Outstanding Items

Debts owed to the estate — outstanding invoices, refunds, or money owed by third parties. Log these as they are identified.

Expenses

Costs you have incurred during the administration — travel, postage, professional fees, and other out-of-pocket expenses.

Payments

Payments made to settle estate debts, pay legacies, or distribute assets to beneficiaries. Each payment is logged with a date and reference.

📄

Smart Bill Upload

Upload a bill or invoice and Kinvoy will automatically extract the amount and add it to your records. No manual entry required.

Logging a transaction

Click "Add Transaction" and select the transaction type. Enter the amount, date, and a brief description. You can attach a receipt or invoice directly to the transaction record. All transactions are stored securely and can be exported at any time.

Executor expenses

As executor, you are entitled to be reimbursed for reasonable out-of-pocket expenses from the estate. Log these carefully as you go — it is much harder to reconstruct them later. Common expenses include travel to the property, postage, and professional fees.

Estate accounts

At the end of the administration, you will need to produce formal estate accounts showing all income, expenditure, and distributions. Kinvoy generates a draft estate accounts summary from your transaction records — ready to review with your solicitor or share with beneficiaries.

Section 08

Complex Matters

Step-by-step guidance for probate, IHT returns, and trust administration.

Some estates involve more complex legal and financial matters. Kinvoy provides structured guidance for the three most common — but please do seek professional advice when you need it. There is no shame in asking for help.

Applying for Probate

Probate is the legal process of proving that a Will is valid and giving the executor the authority to deal with the estate. In England and Wales, you apply to the Probate Registry for a Grant of Probate.

  • Locate the original Will
  • Complete the PA1P application form
  • Value the estate (IHT205 or IHT400)
  • Pay the probate fee (if applicable)
  • Send the original Will to the Probate Registry
  • Receive the Grant of Probate
Timeframe

Probate applications currently take 8–16 weeks to process. Kinvoy tracks this deadline and reminds you of any follow-up actions required.


Completing the IHT Return

If the estate is subject to inheritance tax, you must submit an IHT400 return to HMRC before applying for probate. Kinvoy's IHT Calculator feeds directly into this process.

  • Complete the IHT400 main form
  • Attach relevant supplementary schedules
  • Calculate and pay any IHT due
  • Obtain HMRC's IHT421 clearance certificate
  • Include IHT421 with probate application
Deadline

IHT must be paid within 6 months of the date of death to avoid interest charges. The return must be submitted within 12 months.


Trust Administration

If the estate includes assets held in trust — for example, a life interest trust or a discretionary trust — these must be administered separately from the main estate. Kinvoy provides a dedicated Trust section with its own task list, document vault, and accounting records. Seek legal advice if you are unsure whether a trust exists or how it should be administered.

When to get a solicitor

Trust administration is one of the most legally complex areas of estate administration. If a trust is involved, we strongly recommend engaging a solicitor or chartered accountant with trust experience. Kinvoy helps you track the process and store documents, but it does not replace specialist legal advice.

Section 09

Tips & Best Practice

Practical guidance from people who have been through this process before you.

Order more death certificates than you think you need

Most organisations require an original certified copy, not a photocopy. Order at least 10–15 at registration — it is cheaper than ordering them later and avoids delays.

Keep a paper trail for everything

Write down the date, time, and name of every person you speak to at banks, HMRC, and other organisations. Upload correspondence to the Document Vault as you go.

Log mileage from the start

Travel to the property, solicitors, and banks is a legitimate executor expense. Log it in Estate Accounting as you go — it is almost impossible to reconstruct later.

Do not distribute the estate too early

Wait until you have received the Grant of Probate, paid all debts and taxes, and obtained beneficiary sign-off before distributing assets. Distributing early can create personal liability for the executor.

Use the Tell Us Once service

The government's Tell Us Once service allows you to notify multiple government departments of a death in a single step. Kinvoy's task guidance links directly to this service.

Check for digital assets

Many people hold significant value in online accounts — PayPal, investment platforms, cryptocurrency, and loyalty points. Check email inboxes for statements and notifications.

Take care of yourself

Estate administration is emotionally as well as practically demanding. It is entirely normal to find it difficult. Take breaks, ask for help, and do not put pressure on yourself to move faster than feels right.

When to get a solicitor

Consider professional help if: the estate is subject to IHT; there is no Will; the estate includes business assets or overseas property; or there is a dispute between beneficiaries.

Two hands reaching toward each other, surrounded by botanical leaves
Section 10

Frequently Asked Questions

Plain-English answers to the questions we hear most often.

Do I need to be a solicitor or legal professional to use Kinvoy?
No. Kinvoy is designed for ordinary people who find themselves responsible for administering an estate — often for the first time. All guidance is written in plain English, and we explain legal terms wherever they appear. That said, Kinvoy is not a substitute for legal advice in complex situations.
Is my data secure?
Yes. All data is encrypted at rest using 256-bit AES encryption and in transit using TLS 1.3. Documents are stored in a secure, UK-based cloud environment. We never share your data with third parties. Full details are in our Privacy Policy at kinvoy.co.uk/privacy.
What happens to my data if I cancel my subscription?
Your data is retained for 90 days after cancellation, during which time you can export everything. After 90 days, your data is permanently deleted. We recommend exporting your records before cancelling.
Can I use Kinvoy if there is no Will?
Yes. When there is no Will, the estate is administered under the Rules of Intestacy. Kinvoy includes a dedicated "Intestate Estate" task list that guides you through the additional steps required, including applying for Letters of Administration rather than a Grant of Probate.
How long does estate administration typically take?
A straightforward estate with a Will, no IHT liability, and no property to sell typically takes 3–6 months. Estates with property, IHT, or complications can take 12–24 months or longer. Kinvoy helps you stay on track throughout the process.
Can my solicitor access Kinvoy?
Yes. You can invite your solicitor as a Professional collaborator and choose exactly which sections they can see. They will need a free Kinvoy account to accept the invitation. Many solicitors find it helpful to have a shared view of the estate's progress.
What if I get stuck or have a question?
Every task in Kinvoy includes a "Need help?" link that opens a plain-English guidance note. If you still need help, you can contact our support team at hello@kinvoy.co.uk or book a free 30-minute guidance call via kinvoy.co.uk/contact.
Is Kinvoy available outside England and Wales?
The current version of Kinvoy is designed for estates in England and Wales. Scotland and Northern Ireland have different legal frameworks. We are working on versions for both jurisdictions — sign up to our newsletter to be notified when they launch.
Kinvoy

You are not alone in this.

"The practical responsibilities of bereavement are real and often urgent. Kinvoy is here to help you carry them — one step at a time."

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A free 30-minute call to walk through Kinvoy with a member of our team.

kinvoy.co.uk/contact

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hello@kinvoy.co.uk

Help Centre

Searchable articles, video walkthroughs, and step-by-step guides.

kinvoy.co.uk/help

Kinvoy Ltd  ·  Registered in England & Wales  ·  hello@kinvoy.co.uk  ·  kinvoy.co.uk

This guide is for informational purposes only and does not constitute legal, financial, or tax advice. Always seek professional advice for your specific circumstances.

© 2025 Kinvoy Ltd. All rights reserved.  ·  Version 1.0  ·  March 2025